10 Money-Saving Tips for Spring
Spring has officially arrived! To celebrate the warmer weather and add some money to your pocketbook, here are a few tips to help you save some cash this spring:
1.Make a shopping list – and stick to it.
2.Toss the catalogs.
3.Pay your billsIf you’re still paying bills by mail, you can save on the cost of stamps by paying your bills online through your local bank. Many banks offer services to make it easy to manage and pay your bills online with the touch of a button. Check with your local banker for more information.
4.Get organized and avoid missed payments. If you’ve ever missed a payment because your bill was buried in a stack of papers, you’re probably paying late fees as well as hurting your credit score. Make a commitment to “spring clean” your bills and financial records. Taking some extra time each month to get organized will pay off when you’re able to avoid late payment penalties.
5.Improve your credit score. Over time, a good credit score can save you thousands of dollars in interest charges for credit cards, home loans and carChecking your credit reports, paying your bills on time and reducing the amount of debt you owe are just a few steps you can take to improve your score.
6.Scale back your cable or satellite TV.
7.Install a programmable thermostat.
8.Wash your own car.
9.Subscribe to magazines you read.
10. Commit to a “no-spend weekend.” Here’s a challenge your whole family can be a part of: break the spending routine and commit to going an entire weekend without spending money. Play board games, watch home movies, have a family barbeque and spend some time enjoying the great outdoors together. You’ll be saving money and making memories that will last a lifetime.
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